{"id":3274,"date":"2021-09-24T07:16:09","date_gmt":"2021-09-24T07:16:09","guid":{"rendered":"https:\/\/www.rock-n-data.io\/?p=3274"},"modified":"2023-06-05T11:25:34","modified_gmt":"2023-06-05T11:25:34","slug":"etude-de-lendettement-2020","status":"publish","type":"post","link":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/","title":{"rendered":"SCPI : notre \u00e9tude sur l\u2019endettement 2020"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Avec un rendement stable (4,20%) et une dynamique d\u2019investissement soutenue en 2020, la crise sanitaire aura tout de m\u00eame eu un impact sur le march\u00e9 des SCPI de rendement notamment sur la collecte des soci\u00e9t\u00e9s de gestion. En cause, une confiance des \u00e9pargnants \u00e9branl\u00e9e par l\u2019incertitude planant sur le march\u00e9 de l\u2019immobilier et une reprise de l\u2019activit\u00e9 \u00e9conomique encore incertaine \u00e0 cette p\u00e9riode l\u00e0. Ainsi, les SCPI aux strat\u00e9gies d\u2019investissements vari\u00e9es ont eu recours \u00e0 l\u2019emprunt, \u00e0 diff\u00e9rentes \u00e9chelles dans des conditions de march\u00e9s favorisant un endettement fort de la part des fonds. Rock-n-Data a donc \u00e9tudi\u00e9 l\u2019endettement financier pour un \u00e9chantillon de <strong>102 SCPI de rendement <\/strong>au 31\/12\/2020 afin de pr\u00e9senter une nouvelle \u00e9dition de notre \u00e9tude.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Le niveau d'endettement global des SCPI de rendement en 2020 reste ma\u00eetris\u00e9, en l\u00e9g\u00e8re hausse par rapport \u00e0 l'ann\u00e9e pr\u00e9c\u00e9dente<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pour l\u2019ann\u00e9e 2020, le ratio d\u2019endettement moyen des SCPI de rendement ressort \u00e0 <strong>17,71% <\/strong>pour l\u2019ensemble des cat\u00e9gories de fonds. Le volume d\u2019endettement global des SCPI de rendement s\u2019\u00e9l\u00e8ve \u00e0 <strong>7,97 milliards d\u2019euros <\/strong>ce qui repr\u00e9sente un endettement moyen par soci\u00e9t\u00e9 de gestion de<strong> 221 millions d\u2019euros<\/strong>. Parmi les SCPI, on observe une grande disparit\u00e9 dans l\u2019endettement des fonds : 12 fonds affichent un ratio sup\u00e9rieur \u00e0 30% tandis que 15 SCPI n\u2019ont pas eu recours \u00e0 la dette. Preuve d\u2019une strat\u00e9gie de l\u2019endettement in\u00e9galement h\u00e9t\u00e9rog\u00e8ne entre les SCPI de rendement du march\u00e9. Les <strong>10 SCPI<\/strong> les plus endett\u00e9es contribuent \u00e0 <strong>61%<\/strong> du volume d\u2019endettement global. Les 5 soci\u00e9t\u00e9s de gestion les plus endett\u00e9es concentrent quant \u00e0 elles pr\u00e8s de 68% de la dette financi\u00e8re totale du march\u00e9 des SCPI de rendement.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les SCPI profitent donc des taux historiquement bas de l\u2019endettement tout en ma\u00eetrisant leur exposition \u00e0 la remont\u00e9e \u00e9ventuelle des taux directeurs. L\u2019utilisation de l\u2019effet de levier demeure stable, notamment en raison de la contrainte statutaire de 40%, compar\u00e9 aux fonci\u00e8res cot\u00e9es dont la LTV (Loan-to-Value) peut atteindre jusqu\u2019\u00e0 65%. Ainsi, l\u2019endettement des SCPI ne laisse pas pr\u00e9sager de risques bien qu\u2019il sera int\u00e9ressant d\u2019observer son \u00e9volution au cours des prochaines ann\u00e9es.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><img loading=\"lazy\" decoding=\"async\" width=\"400\" height=\"241\" src=\"https:\/\/lh3.googleusercontent.com\/zetzf2u0chJOgj6g-LfxRgodCc4diNFq6OCukCDsKqlh7w2A1BFBJV1myatFeIqYlEjm0lL9Ci0eIJjLOvT9F4zochJBeTA48Pf7KBl5q35cqKSVQvfteHdwN2UjkTgE1tURxyAM=s0\"><\/p>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\"><em>Source : Rock-n-Data<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Un recours \u00e0 l'endettement pour l'ensemble des cat\u00e9gories de SCPI en 2020<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La dette financi\u00e8re de toutes les cat\u00e9gories de SCPI a augment\u00e9 entre 2019 et 2020, sauf pour les SCPI sp\u00e9cialis\u00e9es. En moyenne, l\u2019endettement a connu une \u00e9volution positive de <strong>+16,53%<\/strong> mais celle-ci est in\u00e9gale parmi les SCPI diversifi\u00e9es o\u00f9 l\u2019on a observ\u00e9 une hausse de <strong>+44% <\/strong>et les SCPI sp\u00e9cialis\u00e9es dont l\u2019emprunt a diminu\u00e9 de <strong>-12%<\/strong>. Pour les SCPI diversifi\u00e9es, cette hausse peut s\u2019expliquer par un <strong>endettement cons\u00e9quent <\/strong>(jusqu\u2019\u00e0 37%) des jeunes SCPI lanc\u00e9es au cours de l\u2019ann\u00e9e misant sur un recours massif \u00e0 l\u2019effet de levier. L\u2019endettement moyen des SCPI sp\u00e9cialis\u00e9es, atteignant plus de 20% en raison de l\u2019emprunt r\u00e9alis\u00e9 par les SCPI h\u00f4tels et r\u00e9sidentiel, ont globalement vu leur dette s\u2019amoindrir. Cet effet s\u2019explique par les performances des SCPI sp\u00e9cialis\u00e9es dans l\u2019immobilier de sant\u00e9 et de logistique ayant b\u00e9n\u00e9fici\u00e9 d\u2019une excellente collecte en 2020 durant la crise sanitaire et ayant tr\u00e8s bien ma\u00eetris\u00e9&nbsp; leur endettement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/6kHmO2QF4T2yf6BlT223HLhsIvdQ8iOSuniKbMdaNzw6_6ezZZmf0QBADtlH62l2dAbYBjnjFisE06EwRUqLhxBjmXX3p8XgWnM2CmSTKjIMyVw1O-e1-q_Fu1fGqlx5ijcr47u5=s0\" width=\"1023\" height=\"396\"><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\"><meta charset=\"utf-8\"><em>Source : Rock-n-Data<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Un endettement sur le moyen-long terme privil\u00e9gi\u00e9 par les soci\u00e9t\u00e9s de gestion<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019\u00e9tude plus d\u00e9taill\u00e9e par p\u00e9riode d\u2019\u00e9ch\u00e9ance de la dette (sur l\u2019\u00e9chantillon de 61 SCPI ayant communiqu\u00e9 cette information) permet de conclure que les SCPI privil\u00e9gient l\u2019endettement moyen\/long-terme. Nous n\u2019avons pas identifi\u00e9 de risque majeur li\u00e9 au remboursement massif ou besoin de refinancement pour l\u2019ann\u00e9e 2021. Au contraire, la reprise de collecte initi\u00e9e au 1er semestre 2021 est une opportunit\u00e9 pour certaines SCPI de ma\u00eetriser leur volume d\u2019endettement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><img loading=\"lazy\" decoding=\"async\" width=\"535\" height=\"234\" src=\"https:\/\/lh6.googleusercontent.com\/MZhfuBNQ--ER3jcN-68H8Wq0Zs8vH0LtwEhTIo8Nt3WvIj-lMckoKYODqRSY3yxF-MaO2yp66OX7BPJ1Gsju2iGHcxEKJORhg96J7CBqQ_LN0R8hEU6TR717Pn9whVtZAXftH6bT=s0\"><\/p>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\"><meta charset=\"utf-8\"><em>Source : Rock-n-Data<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Avec un rendement stable (4,20%) et une dynamique d\u2019investissement soutenue en 2020, la crise sanitaire aura tout de m\u00eame eu un impact sur le march\u00e9 des SCPI de rendement notamment sur ...<\/p>\n","protected":false},"author":6,"featured_media":3275,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[2],"tags":[13,11,22],"class_list":["post-3274","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classifiee","tag-etudes-de-marche","tag-immobilier-commercial","tag-scpi-fr","post-wrapper"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SCPI : notre \u00e9tude sur l\u2019endettement 2020<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez notre \u00e9tude 2020 sur l&#039;endettement des SCPI et tirez-en des enseignements pr\u00e9cieux pour vos investissements.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SCPI : notre \u00e9tude sur l\u2019endettement 2020\" \/>\n<meta property=\"og:description\" content=\"D\u00e9couvrez notre \u00e9tude 2020 sur l&#039;endettement des SCPI et tirez-en des enseignements pr\u00e9cieux pour vos investissements.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/\" \/>\n<meta property=\"og:site_name\" content=\"Rock &amp; DATA\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-24T07:16:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-05T11:25:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rock-n-data.io\/wp-content\/uploads\/2021\/09\/Endettement.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"290\" \/>\n\t<meta property=\"og:image:height\" content=\"174\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rock &amp; DATA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rock &amp; DATA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/etude-de-lendettement-2020\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/etude-de-lendettement-2020\\\/\"},\"author\":{\"name\":\"Rock &amp; DATA\",\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/#\\\/schema\\\/person\\\/9bc10987a0538f4580eb261ee8bb3257\"},\"headline\":\"SCPI : notre \u00e9tude sur l\u2019endettement 2020\",\"datePublished\":\"2021-09-24T07:16:09+00:00\",\"dateModified\":\"2023-06-05T11:25:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/etude-de-lendettement-2020\\\/\"},\"wordCount\":675,\"image\":{\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/etude-de-lendettement-2020\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rock-n-data.io\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/Endettement.jpeg\",\"keywords\":[\"Etudes de March\u00e9\",\"Immobilier Commercial\",\"SCPI\"],\"articleSection\":[\"Non classifi\u00e9(e)\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/etude-de-lendettement-2020\\\/\",\"url\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/etude-de-lendettement-2020\\\/\",\"name\":\"SCPI : notre \u00e9tude sur l\u2019endettement 2020\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/etude-de-lendettement-2020\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/etude-de-lendettement-2020\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rock-n-data.io\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/Endettement.jpeg\",\"datePublished\":\"2021-09-24T07:16:09+00:00\",\"dateModified\":\"2023-06-05T11:25:34+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/#\\\/schema\\\/person\\\/9bc10987a0538f4580eb261ee8bb3257\"},\"description\":\"D\u00e9couvrez notre \u00e9tude 2020 sur l'endettement des SCPI et tirez-en des enseignements pr\u00e9cieux pour vos investissements.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/etude-de-lendettement-2020\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/etude-de-lendettement-2020\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/etude-de-lendettement-2020\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.rock-n-data.io\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/Endettement.jpeg\",\"contentUrl\":\"https:\\\/\\\/www.rock-n-data.io\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/Endettement.jpeg\",\"width\":290,\"height\":174},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/etude-de-lendettement-2020\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"SCPI : notre \u00e9tude sur l\u2019endettement 2020\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/\",\"name\":\"Rock &amp; DATA\",\"description\":\"When data meets commercial real estate investment\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/#\\\/schema\\\/person\\\/9bc10987a0538f4580eb261ee8bb3257\",\"name\":\"Rock &amp; DATA\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b94d4fc7b613a57715e272f17d430c39f49617a953e6b09d5da69b3774d096c0?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b94d4fc7b613a57715e272f17d430c39f49617a953e6b09d5da69b3774d096c0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b94d4fc7b613a57715e272f17d430c39f49617a953e6b09d5da69b3774d096c0?s=96&d=mm&r=g\",\"caption\":\"Rock &amp; DATA\"},\"url\":\"https:\\\/\\\/www.rock-n-data.io\\\/fr\\\/author\\\/contact\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"SCPI : notre \u00e9tude sur l\u2019endettement 2020","description":"D\u00e9couvrez notre \u00e9tude 2020 sur l'endettement des SCPI et tirez-en des enseignements pr\u00e9cieux pour vos investissements.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/","og_locale":"fr_FR","og_type":"article","og_title":"SCPI : notre \u00e9tude sur l\u2019endettement 2020","og_description":"D\u00e9couvrez notre \u00e9tude 2020 sur l'endettement des SCPI et tirez-en des enseignements pr\u00e9cieux pour vos investissements.","og_url":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/","og_site_name":"Rock &amp; DATA","article_published_time":"2021-09-24T07:16:09+00:00","article_modified_time":"2023-06-05T11:25:34+00:00","og_image":[{"width":290,"height":174,"url":"https:\/\/www.rock-n-data.io\/wp-content\/uploads\/2021\/09\/Endettement.jpeg","type":"image\/jpeg"}],"author":"Rock &amp; DATA","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Rock &amp; DATA","Dur\u00e9e de lecture estim\u00e9e":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/#article","isPartOf":{"@id":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/"},"author":{"name":"Rock &amp; DATA","@id":"https:\/\/www.rock-n-data.io\/fr\/#\/schema\/person\/9bc10987a0538f4580eb261ee8bb3257"},"headline":"SCPI : notre \u00e9tude sur l\u2019endettement 2020","datePublished":"2021-09-24T07:16:09+00:00","dateModified":"2023-06-05T11:25:34+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/"},"wordCount":675,"image":{"@id":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rock-n-data.io\/wp-content\/uploads\/2021\/09\/Endettement.jpeg","keywords":["Etudes de March\u00e9","Immobilier Commercial","SCPI"],"articleSection":["Non classifi\u00e9(e)"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/","url":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/","name":"SCPI : notre \u00e9tude sur l\u2019endettement 2020","isPartOf":{"@id":"https:\/\/www.rock-n-data.io\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/#primaryimage"},"image":{"@id":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rock-n-data.io\/wp-content\/uploads\/2021\/09\/Endettement.jpeg","datePublished":"2021-09-24T07:16:09+00:00","dateModified":"2023-06-05T11:25:34+00:00","author":{"@id":"https:\/\/www.rock-n-data.io\/fr\/#\/schema\/person\/9bc10987a0538f4580eb261ee8bb3257"},"description":"D\u00e9couvrez notre \u00e9tude 2020 sur l'endettement des SCPI et tirez-en des enseignements pr\u00e9cieux pour vos investissements.","breadcrumb":{"@id":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/#primaryimage","url":"https:\/\/www.rock-n-data.io\/wp-content\/uploads\/2021\/09\/Endettement.jpeg","contentUrl":"https:\/\/www.rock-n-data.io\/wp-content\/uploads\/2021\/09\/Endettement.jpeg","width":290,"height":174},{"@type":"BreadcrumbList","@id":"https:\/\/www.rock-n-data.io\/fr\/etude-de-lendettement-2020\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rock-n-data.io\/fr\/"},{"@type":"ListItem","position":2,"name":"SCPI : notre \u00e9tude sur l\u2019endettement 2020"}]},{"@type":"WebSite","@id":"https:\/\/www.rock-n-data.io\/fr\/#website","url":"https:\/\/www.rock-n-data.io\/fr\/","name":"Rock &amp; DATA","description":"When data meets commercial real estate investment","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rock-n-data.io\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.rock-n-data.io\/fr\/#\/schema\/person\/9bc10987a0538f4580eb261ee8bb3257","name":"Rock &amp; DATA","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/b94d4fc7b613a57715e272f17d430c39f49617a953e6b09d5da69b3774d096c0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b94d4fc7b613a57715e272f17d430c39f49617a953e6b09d5da69b3774d096c0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b94d4fc7b613a57715e272f17d430c39f49617a953e6b09d5da69b3774d096c0?s=96&d=mm&r=g","caption":"Rock &amp; DATA"},"url":"https:\/\/www.rock-n-data.io\/fr\/author\/contact\/"}]}},"_links":{"self":[{"href":"https:\/\/www.rock-n-data.io\/fr\/wp-json\/wp\/v2\/posts\/3274","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rock-n-data.io\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rock-n-data.io\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rock-n-data.io\/fr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rock-n-data.io\/fr\/wp-json\/wp\/v2\/comments?post=3274"}],"version-history":[{"count":0,"href":"https:\/\/www.rock-n-data.io\/fr\/wp-json\/wp\/v2\/posts\/3274\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rock-n-data.io\/fr\/wp-json\/wp\/v2\/media\/3275"}],"wp:attachment":[{"href":"https:\/\/www.rock-n-data.io\/fr\/wp-json\/wp\/v2\/media?parent=3274"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rock-n-data.io\/fr\/wp-json\/wp\/v2\/categories?post=3274"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rock-n-data.io\/fr\/wp-json\/wp\/v2\/tags?post=3274"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}